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Deposit Rates
July
29, 2010
- August 4, 2010 |
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On May 30, 2009, FDIC deposit insurance extended the temporary increase
from $100,000 to $250,000 per depositor through December 31, 2013. |
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Rates
may not be available outside of
Tazewell, Peoria, Woodford, Mason, Marshall, McDonough, Fulton and McLean Counties in Illinois. Please contact us for a copy of our
Schedule of Services for additional policies and services related to deposit
accounts. Rates
subject to change without notice. "APY"
is Annual Percentage Yield |
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Checking |
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Savings |
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Hometown Rewards |
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Amount |
Rate |
APY |
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Any Amount |
1.99% |
2.01% |
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*If monthly account activity requirements detailed in the Hometown Rewards
Checking Account Disclosure are not met, interest for that month is
computed at .20%. |
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Money Market |
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Amount |
Rate |
APY |
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$10,000 and up |
0.62% |
0.62% |
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$2,500 - $9,999 |
0.38% |
0.38% |
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$2,499 & below |
0.00% |
0.00% |
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Prime Money Market |
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Amount |
Rate |
APY |
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$25,000 and up |
1.56% |
1.57% |
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$15,000 to
$24,999 |
1.30% |
1.31% |
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$14,999 & below |
0.00% |
0.00% |
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Super Now |
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Amount |
Rate |
APY |
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$1,000 and up |
0.15% |
0.15% |
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$999 & below |
0.00% |
0.00% |
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Cash Management |
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Amount |
Rate |
APY |
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$50,000 and up |
1.01% |
1.02% |
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$15,000 to
$49,999 |
0.75% |
0.75% |
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$14,999 & below |
0.00% |
0.00% |
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Certificate
Specials
- $10,000 Minimum |
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Under $100,000 |
$100,000 and Over |
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Term |
Rate |
APY |
Rate |
APY |
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9 Month |
1.10% |
1.11% |
1.16% |
1.17% |
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17 Month |
1.50% |
1.51% |
1.56% |
1.57% |
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Upon maturity, 9 Month CD with renew at the current 9 month rate and term.
Upon maturity, 17 Month CD with renew at the current 18 month rate and term. |
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Certificates of Deposit
- $1,000 Minimum |
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Under $100,000 |
$100,000 and Over |
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Term |
Rate |
APY |
Rate |
APY |
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10 Years |
3.64% |
3.70% |
3.70% |
3.76% |
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5 Years |
2.87% |
2.91% |
2.93% |
2.97% |
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48 Months |
2.41% |
2.44% |
2.47% |
2.50% |
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36 Months |
1.92% |
1.94% |
1.98% |
2.00% |
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24 Months |
1.57% |
1.58% |
1.63% |
1.64% |
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18 Months |
1.21% |
1.22% |
1.27% |
1.28% |
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12 Months |
1.02% |
1.02% |
1.08% |
1.09% |
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9 Months |
1.10% |
1.11% |
1.16% |
1.17% |
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6 Months |
0.86% |
0.86% |
0.92% |
0.92% |
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3 Months |
0.55% |
0.55% |
0.61% |
0.61% |
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Certificate of Deposit interest begins to accrue on the business day you
deposit non-cash items and will be computed daily and credited to your
account on the anniversary date. For example, interest will add to the
principal on September 4 if the certificate was purchased August 5.
Interest posted to the certificate is available for withdrawal prior to
maturity. Certificates of Deposit subject to penalty for early withdrawal. |
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Premium Passbook
Savings |
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Amount |
Rate |
APY |
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$50,000 and up |
0.71% |
0.71% |
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$15,000 to
$49,999 |
0.44% |
0.44% |
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$100 to $14,999 |
0.35% |
0.35% |
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Below $100 |
0.00% |
0.00% |
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Individual
Retirement Account Special |
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Under $100,000 |
$100,000 and Over |
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Term |
Rate |
APY |
RATE |
APY |
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5 Years |
2.87% |
2.91% |
2.93% |
2.97% |
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IRA
Accounts - $1,000 Minimum |
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Under $100,000 |
$100,000 and Over |
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Term |
Rate |
APY |
RATE |
APY |
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10 Years |
3.64% |
3.70% |
3.70% |
3.76% |
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5 Years |
2.87% |
2.91% |
2.93% |
2.97% |
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48 Months |
2.41% |
2.44% |
2.47% |
2.50% |
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36 Months |
1.92% |
1.94% |
1.98% |
2.00% |
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24 Months |
1.57% |
1.58% |
1.63% |
1.64% |
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18 Months |
1.21% |
1.22% |
1.27% |
1.28% |
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12 Months |
1.02% |
1.02% |
1.08% |
1.09% |
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For purposes of determining
applicable rates, deposit amounts are rounded down to the nearest dollar.
For example, a balance $14,999.90 would qualify for rates payable on
deposits up to $14,999, not for rates payable on deposits of $15,000 or
over.
Annual Percentage Yield (APY)
calculations are for a one year period (365 days) and compounded on a
monthly basis.
Specials cannot be combined
with other offers.
Account fees may reduce
earnings. Withdrawals of interest will reduce earnings.
Money Market and Savings rates
are based on local market conditions and subject to change weekly. |
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