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Morton Community Bank Privacy Policy
The trust of our
customers and potential customers is our most valuable asset.
This trust is built, in part, upon the proper handling of your personal
information. Protecting your privacy
is important to Morton Community Bank and our employees.
We want you to understand what information we collect and how we use and
protect it. Morton Community
Bank protects the privacy of all customers, including personal and business
account holders. Morton
Community Bank also protects the privacy of consumers who utilize our services
but do not maintain a deposit or loan relationship with us.
About Privacy on the Internet
As a visitor to the Morton Community Bank web sites, no information is collected
about your visit other than general information such as the domain or ISP from
which you arrived, the web page or site from which you may have been referred to
our site, the pages you may have viewed at our web site, and the browser you are
using. This information is used to determine how best to structure our site to
serve our customers. No information which could identify you is intentionally
collected.
If you send Email to us from our web site or from your own Email program you
should be aware that such information is not necessarily protected as it passes
to us through the internet. Once your Email has been received by us it is held
in the same confidentiality as any other written communications.
Family of
Companies (Affiliates)
So that we may provide a
wide variety of financial products and services, we are proud to include
Investment Services, a division of Morton Community Bank and Unland Insurance, a
division of Morton Community Bank, and Citizens Investments, a division of
Morton Community Bank and as part of our financial family.
Information We Collect
We may collect nonpublic
personal informationabout you from the following sources:
·
Information we receive
from you on applications or other forms;
·
Information about your
transactions with us, our Family of Companies, or others; and
·
Information we receive from
third parties, such as a credit reporting agency.
Nonpublic personal
information is nonpublic information about you that we obtain in connection with
providing a financial product or service to you.
For example, nonpublic personal information includes information
regarding your account balance, payment history, and overdraft history.
Information We Disclose
We are permitted under
law to share information about our experiences or transactions with you or your
account (such as your account balance and payment history with us) within our
Family of Companies. We may also
share additional information about you or your account (such as information we
receive from you in applications or information we receive from credit reporting
agencies) within our Family of Companies.
You may direct us not to disclose within our Family of Companies
information which does not relate solely to our or our Affiliates’ experiences
or transactions with you or your account (such as information provided by you on
an application and/or credit reporting information) by calling Donna Weghorst at
our Pekin Community Bank office (309)347-5101.
We disclose nonpublic
personal information about you to nonaffiliated third parties as permitted by
law. We communicate with
nonaffiliated third parties in order to provide you with quality financial
products. We only share information
necessary to complete the service (such as check orders or debit/credit card
issuance). We may disclose information about you to nonaffiliated third parties
that assist us in servicing or maintaining your loan or deposit account.
Morton Community Bank takes the utmost care in selecting third party
service providers. These service
providers may not reuse your information in any manner.
We also report information as required by the government, such as
responding to subpoenas, to the Internal Revenue Service, and to credit
reporting agencies. We do not
disclose any other nonpublic personal information about you to any other third
parties, except as permitted by law.
We do not disclose any nonpublic personal information about you to companies who
perform marketing services.
If you decide to close
your account(s) or become an inactive customer, we will continue to adhere to
the privacy policies and practices described in this notice.
Internal Security
Procedures
Morton Community Bank
limits access to your information to employees who need to know that information
in order to provide products and services to you.
We maintain physical, electronic, and procedural safeguards that comply
with federal and state standards to protect your nonpublic personal information.
Our Commitment to You
At Morton Community Bank, we are committed to providing you
the highest level of service possible.
This service includes safeguarding your information as well as making
sure we have complete and accurate information.
If you feel an error has been made, please notify us as quickly as
possible so that we can provide a resolution. While no response to this customer
privacy notice is required, if you have questions or concerns, please do no
hesitate to contact us.
We will be happy to answer any questions you may have.
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SAFEGUARDING YOUR PERSONAL ACCOUNT INFORMATION
Protecting your personal and account information is of the
utmost importance to Morton Community Bank.
Internal and external protective measures are utilized by the bank to
safeguard your information. Morton
Community Bank also has a responsibility to assist you with safeguarding your
information. Please review the
suggestions listed below to help protect your information.
*Do not respond to any unsolicited phone
calls, letter, fax, internet advertisement or e-mail from a company, financial
institution, or government agency requesting verification of confidential
information or asking you to resubmit confidential information.
*If you feel the request is legitimate, take
time to call the company, financial institution, or government agency using the
phone number listed in the phone directory.
*Confidential information includes bank
account numbers & balances and credit card numbers & balances, Social Security
numbers, passwords, and personal identification numbers (PINS).
If you believe you may be a victim of identity theft, please contact Morton
Community Bank immediately.
7/2009
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